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The recommended type of cloud service for providing direct access to Microsoft Office applications while minimizing maintenance costs is Software as a Service (SaaS). SaaS delivers software applications over the internet on a subscription basis, allowing users to access applications like Microsoft Office directly through their web browsers without the need to install or maintain any local software.

In this model, the service provider manages all aspects of the applications, including updates, security, and infrastructure, which significantly reduces the burden on the user or organization regarding maintenance. Users can access the applications from any device connected to the internet, promoting flexibility and collaboration.

This makes SaaS particularly attractive for businesses looking to leverage Microsoft Office applications without investing heavily in infrastructure or IT personnel to manage software deployments and updates.